TWO PATHS. ONE MISSION.

FUND YOUR

DREAMS

Whether you're building a business empire or protecting a million-dollar idea — the 850 Club credit system is the fuel that lights both rockets.
Choose your path. Both are on full blast.

💼
PATH 1 — BUSINESS FUNDING
FUND YOUR BUSINESS
Build the credit. Open the lines. Launch the empire.
THE 4-STEP PATH
🏗️
ESTABLISH YOUR BUSINESS CREDIT FOUNDATION
Form your LLC or Corp. Get your EIN. Open a business bank account. This is your launchpad.
📋
BUILD YOUR CREDIT PROFILE (PERSONAL + BUSINESS)
Your personal credit score is the key to the first doors. 700+ unlocks the real money. We get you there in 60–90 days.
💳
OPEN BUSINESS CREDIT LINES
Net-30 vendors, business credit cards, and revolving lines. Stack them in the right order for maximum approval.
🚀
DEPLOY CAPITAL — LAUNCH OR SCALE
$50K–$250K in business credit capacity. Use it to hire, inventory, market, expand — no personal guarantee required (over time).
FUNDING TYPES AVAILABLE
  • ✓ Business Credit Cards ($10K–$50K per card)
  • ✓ SBA Microloans & Business Lines of Credit
  • ✓ Net-30 Vendor Accounts (build business credit fast)
  • ✓ Revenue-Based Financing
  • ✓ Equipment Financing & Fleet Funding
  • ✓ Business Cash Advances
💡
PATH 2 — IP / INVENTION FUNDING
FUND YOUR INVENTION
Protect the idea. License the asset. Fund the dream.
THE 4-STEP PATH
📄
FILE YOUR PROVISIONAL PATENT APPLICATION (PPA)
A PPA gives you 12 months of 'Patent Pending' status for as little as $320. Your idea is now protected. The clock starts NOW.
🤝
LICENSE YOUR IP — LET COMPANIES PAY YOU
You don't need to manufacture anything. License your provisional patent to companies already set up to produce it. Royalties. Passive income. No factory needed.
💰
USE YOUR IP AS A FUNDING ASSET
Smart inventors use their IP as collateral. IP-backed funding, licensing advances, and royalty financing turn your patent into immediate capital — before a single unit is sold.
🏆
SCALE FROM ONE IDEA TO A PORTFOLIO
One simple idea licensed right can generate $50K–$500K+ per year. Stack ideas. Build your IP portfolio. That's the real play.
FUNDING TYPES AVAILABLE
  • ✓ IP-Backed Loans (use patent as collateral)
  • ✓ Licensing Advances (get paid upfront on future royalties)
  • ✓ Royalty Financing
  • ✓ Angel / Inventor Funding Networks
  • ✓ Small Business Innovation Research (SBIR) Grants
  • ✓ Crowdfunding for Product Launches
USE YOUR CREDIT™ — THE CO-SIGNER MATCH
FUND-READY? JUST MISSING THE MONEY?

Whether your business is IP / invention or a regular business — if you have your pitch deck, docs, and credit profile in place and you're only missing the funding, submit a funding goal as a Credit Co-Signer Match request. 850 reviews your credit profile, matches you to a co-signer, and our Inventologies Fund partner activates the funding. Funding can be based on credit score only, tax return only, or both.

IP or non-IP — both are fund-ready eligible. 850 is the credit co-signer match engine; the Inventologies Fund is the docket.
THE COMMON DENOMINATOR
CREDIT IS THE BRIDGE TO BOTH

Business funding requires strong personal and business credit. IP funding requires capital access — which requires credit. The 850 Club builds the foundation both paths need. Start here. Fund everything.

60–90
DAYS TO POSITIONING PHASE COMPLETE
$50K+
POTENTIAL CREDIT CAPACITY TARGET
700+
TARGET SCORE FOR BOTH PATHS
⚾ BUILD MY CREDIT — START NOW →
ALSO NEED LEGAL FUNDING?
PRO SE FUNDING IS A SEPARATE LANE
⚖️ VIEW PRO SE FUNDING →
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