This is not optional. This is THE process. Clean. Clean. Clean. 🧼 Build. Build. Build. Until you are fundable.
Go to AnnualCreditReport.com — the ONLY federally authorized free credit report site. Download all 3 bureaus at once. Save the PDFs. You'll upload them in Step 3. Reputable sites also provide all 3 bureau reports for as little as $1 with immediate download — your choice. We are here to help you process and get on base so you can score. 🏃
Already paid?
Complete Steps 2 & 3 to unlock your scan
Subscribe and upload your reports to unlock the dispute engine.
🎓 Your Credit Classroom is not a bonus feature — it IS the process. Once you're in a classroom, you are assigned to a verified Credit Broker who monitors your cleaning and building as you progress. Clean. Clean. Clean. 🧼 Build. Build. Build. Until you're fundable.
Most people wait for new accounts to build their score. That's backwards. The deletion of negative, inaccurate, or unverifiable accounts can raise your score immediately — before any new trade lines are added. Every item removed is a direct score increase waiting to happen. That's why Phase 1 hits hardest and fastest. Clean first. Build second. Fund third. 🧼
Complete Steps 2, 3 & 4 to unlock your classroom
Once you're in a classroom, you are matched with a Verified Credit Broker based on your credit profile and funding goals. We rank brokers by results — not seniority. The more clients they fund, the higher they rank.Your broker will monitor your cleaning and building progress throughout the entire process.
🎯 Your funding interests matter. The more we know what you want funded, the better we can pair your credit needs with a broker who specializes in exactly that. No guarantee on dates — we just like to know where you want to go so we can get you there.
Clean. Build. Fund. Every step in this process is designed to move your score forward. The platform does the heavy lifting — you show up and execute.